إنتهت صلاحية هذا الإعلان الوظيفي لقد إنتهت صلاحية هذا الإعلان الوظيفي و هو غير مفتوح حاليا لأي طلبات عمل.
إرفاق
جدة, السعودية
تم النشر 2023/09/12 16:57:26
تنتهي 2023-09-22
الرقم المرجعي: JB1100038938
وصف الوظيفة
- Check/Analyze approved credit application and review pre-requisites obtained from the concerned Business line for documents preparation where needed.Such pre-requisites include but not limited to:
- IDs/CRs
- Title deeds
- Portfolios/funds/shares information
- Insurance policies
- Prepare Facilities/financing documents along with securities/collateral documentation including but not limited to:
- Facility agreements
- Master agreements (Tawarruq, Murabaha, MFLA, etc...)
- Order notes
- All types of guarantees (personal, corporate, joint & several, off-shore, etc...)
- All types of Pledges (title deeds, physical assets, funds, shares, investment units, etc...)
- All types of Assignment of Proceeds (Contracts, Rental, Purchase Orders, Invoices, Insurance claims, etc…)
- Mortgage Letters addressed to Notary Public
- Undertaking/indemnity letters.
- Subordination agreements.
- for clients with complex facility/security structure in compliance with the terms & conditions of the approved credit applications
- Negotiate prepared documents with the concerned Business line and make sure to obtain & keep records for all necessary approvals.
- Record documentation data & process status updates in related systems/reports for tracking/monitoring as per the banks standard operating procedure
- Filing of prerequisites, credit application, all related email correspondences
- Preparation of additional documents &/or letters such as (undertaking letters, Notary Mortgage Letters, Sama letters, Additional Assignments, etc..) as requested from concerned business lines
- Conduct Annual Reconciliation of all securities/collateral held in bank’s custody
- Checking of daily received security documents for Complex/advanced Corporate/Non-Retail lending, verify completeness/accuracy of all documents, terms, conditions & collaterals against the approved credit application, and verify signatures (authenticity/Authority) against banks systems & the “Legal Certificate” obtained from the concerned department.
- Prepare the Limits Activation Sheet addressed to other stakeholders to activate Credit facilities as per the amounts, maturities, other terms & conditions mentioned in documentation/approved credit application.
- Update status progress in internal logs/reports pertaining all handled request for necessary tracking/monitoring by all stakeholders.
- Release and/or Temporary release documents/collaterals upon obtaining all necessary approvals in accordance with the bank’s policies / procedure.
- Checking of daily received security documents for Complex/advanced Corporate/Non-Retail lending, verify completeness/accuracy of all documents, terms, conditions & collaterals against the approved credit application, and verify signatures (authenticity/Authority) against banks systems & the “Legal Certificate” obtained from the concerned department.
- Manage the bank’s vault for safekeeping collateral & financing/security documents & administrate newly received/accepted security documents. Such administration will include scanning, tagging & arranging the received documents in orderly fashion as well as archiving of old/obsolete documents in accordance with the bank’s policy/procedure.
- Handle Real Estate mortgage operation in relation to preparation of mortgage letters for Non-Retail clients (Real Estate Developers), temporary release of concerned TDs to stakeholders for completing the mortgage & track/update all related systems/reports accordingly.
- Handle data clean ups / system update projects in ALGO, DAMAS & Title Deeds Database & coordinate with stakeholders to maintain data integrity & insure high quality reports.
المهارات
- Manage the bank’s vault for safekeeping collateral & financing/security documents & administrate newly received/accepted security documents. Such administration will include scanning, tagging & arranging the received documents in orderly fashion as well as archiving of old/obsolete documents in accordance with the bank’s policy/procedure.
- Managing Release (Permanent/Temporary) of collateral/security documents in bank’s safekeeping & prepare necessary undertaking/clearance letters when applicable upon obtaining necessary approvals from delegated authorities in compliance with the bank’s Policies & Procedures. And update all related systems accordingly.
- Minimum of diploma is required. B.A. is preferred.
- 2 years of experience as “Officer”
- OR
- 3 years’ experience in credit admin functions, commercial lending products, documentation and operations
- Thorough knowledge of BSF credit processes.
- Understanding of banking laws and knowledge of legal issues related to commercial lending.
- Sound knowledge of processing systems.
- Good numerical analytical skills.
- Good interpersonal and communication skills to resolve issues with staff in other business areas.
- Written and spoken fluency in Arabic and English languages.
- Experience and fast typing in Microsoft office (Word/Excel).
تفاصيل الوظيفة
مكان الوظيفة
جدة, السعودية
الدور الوظيفي
البنوك
المرشح المفضل
المستوى المهني
متوسط الخبرة
