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Job Description
Job Purpose
The Senior Manager, Institutional Credit Risk is a senior position in Risk Management Group, adjudicating credit requests for a designated and assigned portfolio. The selected candidate will be looking after Corporate and Wealth Management Clients in various industries underwriting from plain vanilla transactions to complex structured deals.
Accountabilities
1- Preservation of high standards of credit risk assessment and appraisal in line with bank's credit policy, standards, risk appetite guidelines and related procedures.
2- Credit Process Efficiency - Ensure that all credit file reviews are completed in timely manner, meeting the quality standards.
3- Professional engagement with all stakeholders to finalize decisions on all credit requests. Escalation of issues to hierarchy in RMG to take corrective action at the earliest.
4-Portfolio management, monitoring and House Keeping: On-going monitoring of the designated portfolios through external and internal resources and to ensure that corrective actions are taken in a timely manner.
5- Detection of early warning indicators/signals in the assigned portfolio together with follow up with business to propose remedy of the situation.
6-Credit Committee process: Assist CRD Head in ensuring smooth functioning of various wholesale credit committees in the bank.
7-Full participation in ad-hoc requests for internal, regulatory and external consumption.
8-Team Cooperation within CRD and other departments - willing to contribute and share for the success of the team and assume responsibility.
9- Leadership - Team management capabilities (mentoring and coaching junior staff)
Skills
- Masters Degree
- Above 10 years experience
- Credit Risk Assessment
- Excellent writing and speaking skills.
- Portfolio Management
- Leadership
- Remedial Management / Early warning
- Debt Restructuring
- Team work
- Hard working and diligent
- Extensive Knowledge for structuring and adjudicating wholesale credits
- Willing to work long hours
- Extensive knowledge of complex credit metrics and financial models
