Officer Retail Credit Risk Portfolio

The Retail Credit Risk Officer in Retail Credit Risk Department will provide support to Credit Portfolio Management. The officer will be in charge to develop, maintain and automate retail credit risk analysis and reports to ensure a proper monitoring of the full credit life cycle from origination to write off. In addition, credit risk officer has the responsibility on retail risk datamart in term of data base quality, development of data structure and enhancement. Also, the officer will provide support to models development and monitoring, and various retail credit risk activities.

Accountabilities

• Develop and maintain reports including daily, monthly, quarterly, and annual reports that used by retail risk department related to Retail Credit Portfolio.
• Use SAS tools to automate and generate reports.
• Be a reference of risk datamart in term of data structure and for ensuring of database quality.
• Responsible of testing the decision quality post approval of credit applications on random checking basis.
• Participate in the development and implementation of new projects.
• Create BRDs and effectively participate in Business BRD from Risk perspective.
• Miscellaneous duties/projects as assigned

• Information Technology, Computer Science degree
• SAS, SQL, Data tools
• Business analysis and visual reporting.
• High level of IT skills
• Good knowledge of programing languages SQL, Java etc.
• Knowledge of business analytics.
• Ability of resolve problems, be capable of thorough research, and develop alternatives and solutions.
• Ability to effectively communicate with Business and IT